Re: I'm part of the American dream...
Correct on the interest rate.
I've been in the apartment I'm currently sitting in as I type this for two years. It's been a rocky two years but...you win some, you lose some. I lost someone I *thought* was a friend but was sorely mistaken; however, I got closer to my oldest friend (since 4th grade) than I ever could have if he and I hadn't lived together for two years.
There ain't no rest for the wicked, 'til we close our eyes for good.