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Old 01-23-2014, 02:49 PM   #21
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Default Re: Vince Young files for bankruptcy

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Originally Posted by Lalli25 View Post
Part of me feel bad but the other part of me is tired of this stuff. How long until these athletes stop doing this? The culture in pro sports needs to change and people need to learn how to save money. Agents should start getting contracts written in a way that sets money aside into a savings so it can be used as futures payments and not removed until 20 years after the fact. I know the athletes would hate it but something needs to be done for these guys.
I kind of agree with this, but it shouldn't be the agents. This should be something done by the NFL. They are making so much money off of the players, these executives are set for life, while a lot of players are broke after their playing days are done. EVERY rookie should have to take mandatory financial classes. They should be taught how to invest their money wisely for the long run. They should be made aware of what the wrong purchases are as well. I bet it would keep a lot of players out of trouble off the field as well. If you don't attend? Simple, you don't play and you pay a fine. They should also make it a stipulation in EVERY contract, 3% of each pay check go into a savings account that cannot be touched until after you have officially retired for good. It's just further proof that the NFL doesn't care about its players health or finances. I don't know, just my thoughts. GO COCKS!
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Old 01-23-2014, 02:54 PM   #22
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Default Re: Vince Young files for bankruptcy

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Originally Posted by Gamecock_Aholic View Post
It's very hard to feel sorry for him. Making that much money, it shouldn't be an issue to save enough to live on.
I mean, it is not completely his fault though. Did he make a bunch of dumb purchases? Probably, that's the culture, that's the world we live in. But honestly, what do expect from a kid that had nothing and now has MILLIONS and MILLIONS of dollars? He was a "franchise" QB, and probably thought he was going to be making millions of dollars for the next 15 years. He got in over his head and nobody stepped in. Nobody. His agent, his teams, the NFL, they should all be held somewhat accountable as well. They all made plenty of money of the kid, and none of them are hurting.
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Old 01-23-2014, 03:00 PM   #23
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Default Re: Vince Young files for bankruptcy

$5 says this kid didn't have a father or male role model in his house growing up.
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Old 01-23-2014, 03:04 PM   #24
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Default Re: Vince Young files for bankruptcy

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$5 says this kid didn't have a father or male role model in his house growing up.
And?



This is what happens when people are highly compensated for the ability to run fast and jump high instead of their mental ability.
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Old 01-23-2014, 03:28 PM   #25
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Default Re: Vince Young files for bankruptcy

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I mean, it is not completely his fault though. Did he make a bunch of dumb purchases? Probably, that's the culture, that's the world we live in. But honestly, what do expect from a kid that had nothing and now has MILLIONS and MILLIONS of dollars? He was a "franchise" QB, and probably thought he was going to be making millions of dollars for the next 15 years. He got in over his head and nobody stepped in. Nobody. His agent, his teams, the NFL, they should all be held somewhat accountable as well. They all made plenty of money of the kid, and none of them are hurting.
I'm picking up what you're putting down. But I stopped reading after the first couple sentences because it is, in fact, entirely his fault.
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Old 01-23-2014, 03:28 PM   #26
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Default Re: Vince Young files for bankruptcy

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And?



This is what happens when people are highly compensated for the ability to run fast and jump high instead of their mental ability.
This is incredibly accurate.
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Old 01-23-2014, 03:33 PM   #27
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Default Re: Vince Young files for bankruptcy

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I mean, it is not completely his fault though. Did he make a bunch of dumb purchases? Probably, that's the culture, that's the world we live in. But honestly, what do expect from a kid that had nothing and now has MILLIONS and MILLIONS of dollars? He was a "franchise" QB, and probably thought he was going to be making millions of dollars for the next 15 years. He got in over his head and nobody stepped in. Nobody. His agent, his teams, the NFL, they should all be held somewhat accountable as well. They all made plenty of money of the kid, and none of them are hurting.
That's such a load of crap.

If he worked in a factory would that same senario be true?
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Old 01-23-2014, 03:41 PM   #28
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Default Re: Vince Young files for bankruptcy

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And?



This is what happens when people are highly compensated for the ability to run fast and jump high instead of their mental ability.
He possessed a unique specalised skill that was valuable to NFL employers and was compensated based on said skills. Nobody forces you to get drafted into the NFL.
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Old 01-23-2014, 03:45 PM   #29
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Default Re: Vince Young files for bankruptcy

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Originally Posted by Cock Kool-Aid View Post
And?

This is what happens when people are highly compensated for the ability to run fast and jump high instead of their mental ability.
Meaning nobody was around to help mold the kid into a man....to teach him about life and being responsible.
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Old 01-23-2014, 03:51 PM   #30
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Default Re: Vince Young files for bankruptcy

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Meaning nobody was around to help mold the kid into a man....to teach him about life and being responsible.
Explain all of the kids who have that exact same story and don't go bankrupt.
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Old 01-23-2014, 04:05 PM   #31
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Default Re: Vince Young files for bankruptcy

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Explain all of the kids who have that exact same story and don't go bankrupt.
Yeah, I agree. Look at Lebron James for example. He grew up with a single mother. She raised him into a pretty decent person. He is far from bankrupt. Male role models are overrated and ultimately it is up to the individual themselves to be responsible.
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Old 01-23-2014, 04:33 PM   #32
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Default Re: Vince Young files for bankruptcy

He did this to himself. He should have stayed for his senior year.

haha who gives a ****
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Old 01-23-2014, 04:47 PM   #33
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Default Re: Vince Young files for bankruptcy

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Yeah, I agree. Look at Lebron James for example. He grew up with a single mother. She raised him into a pretty decent person. He is far from bankrupt. Male role models are overrated and ultimately it is up to the individual themselves to be responsible.
Finding the exception to the rule isn't the way to model your life. I'm not saying having no father is the reason for dumb spending but having no make role model will put a kid at a huge disadvantage.
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Old 01-23-2014, 04:56 PM   #34
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Default Re: Vince Young files for bankruptcy

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Finding the exception to the rule isn't the way to model your life. I'm not saying having no father is the reason for dumb spending but having no make role model will put a kid at a huge disadvantage.
I completely agree, for every Lebron James that makes it without a dad, there are hundreds who don't, never underestimate the power of a father figure in ones life. That said how do you waste that much money in this short of time
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Old 01-23-2014, 05:35 PM   #35
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Default Re: Vince Young files for bankruptcy

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Finding the exception to the rule isn't the way to model your life. I'm not saying having no father is the reason for dumb spending but having no make role model will put a kid at a huge disadvantage.
Points
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Old 01-23-2014, 05:58 PM   #36
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Default Re: Vince Young files for bankruptcy

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He scored a 6 on his Wonderlic. Should have been a warning.
This. I mean, you can be physically an adult but you don't necessarily gain maturity with age. I mean it is not like just become a wise spender over a few years when you have no EXPERIENCE with handling money. That is what is important, they don't have money growing up, then all of a sudden they have literally more than they know what to do with.


Do these guys not have financial advisors or did they just ignore their advice? These players NEED financial advisors and the NFL should have their teams employ them these guys for the players. Put that in the contracts.
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Old 01-23-2014, 05:58 PM   #37
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Default Re: Vince Young files for bankruptcy

players have multiple opportunities every year. this is on the player and no one else.
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The NFLPA promotes the Financial Advisors Program at over 50 events per year. That’s right. Players and agents are provided information about and encouraged to use the Financial Advisors Program through several seminars and programs throughout the year. Some of these events are Pipeline to the Pros, the NFLPA Board of Player Representatives Meeting, NFL Combine, Rookie Symposium, Team Meetings and Agent Seminars.
http://www.ccwmg.com/NFLPA-Registere...-Advisor.5.htm
there is lots of interesting info on the is page
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Old 01-23-2014, 06:06 PM   #38
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Default Re: Vince Young files for bankruptcy

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players have multiple opportunities every year. this is on the player and no one else.

http://www.ccwmg.com/NFLPA-Registere...-Advisor.5.htm
there is lots of interesting info on the is page
Wow. Back to guy that said "Can't fix stupid" then. He hit the nail on the head.
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Old 01-23-2014, 06:07 PM   #39
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Default Re: Vince Young files for bankruptcy

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$5 says this kid didn't have a father or male role model in his house growing up.
He is from the hellhole that is Houston. He was in a gang as early as middle school. His father went to jail while he was in college. Safe bet it wasn't his first incident. To many of these kids don't ever learn how to tell old friends to never contact them again. Stephen A Smith tells a story of a guy bailing out a childhood then giving him a suitcase with 50K in it and telling him to never call him again. He won't name the basketball player but that is the way to do it IMO.
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Old 01-23-2014, 06:22 PM   #40
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Default Re: Vince Young files for bankruptcy

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He is from the hellhole that is Houston. He was in a gang as early as middle school. His father went to jail while he was in college. Safe bet it wasn't his first incident. To many of these kids don't ever learn how to tell old friends to never contact them again. Stephen A Smith tells a story of a guy bailing out a childhood then giving him a suitcase with 50K in it and telling him to never call him again. He won't name the basketball player but that is the way to do it IMO.
That's basically what Tracy McGrady did after signing his huge contract. He gave all his relative and friends a chunk of money and said don't ever ask me about money again. He took the rest and put it into safe investments.
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