Stupid Question: why does the insurance company(sometimes) mail you a check?

AikenRooster · 03-08-2013, 02:20 PM

...then you have to take the check up to the provider. Why didn't they just pay the provider, like they pay everyone else? I don't get it?

ShutTheSuccop · 03-08-2013, 02:22 PM

Quote:

Originally Posted by AikenRooster

...then you have to take the check up to the provider. Why didn't they just pay the provider, like they pay everyone else? I don't get it?

Insurance companies are freaking stupid...I honestly don't think they know who or where they are sending their benefits

AikenRooster · 03-08-2013, 05:51 PM

Quote:

Originally Posted by ShutTheSuccop

Insurance companies are freaking stupid...I honestly don't think they know who or where they are sending their benefits

When I look on my insurance company's website, they say they paid this particular bill. But, then I get a check today(in my name), for the exact same amount. I am assuming that the check is for the provider(in this case an anesthesiologist), but we haven't yet received a bill from the latter.

I just don't get why they didn't send them the check. I don't want it!

johnnyb · 03-08-2013, 08:52 PM

is the dr part of the ins companys "network"?

ShutTheSuccop · 03-09-2013, 09:31 AM

Quote:

Originally Posted by AikenRooster

When I look on my insurance company's website, they say they paid this particular bill. But, then I get a check today(in my name), for the exact same amount. I am assuming that the check is for the provider(in this case an anesthesiologist), but we haven't yet received a bill from the latter.

I just don't get why they didn't send them the check. I don't want it!

It happens in my practice all the time. The rub is when the patient cashes the check and does not pay their bill...it is like they were paid to go to the doctor. If you pay the bill to anesthesiologist, be sure to get a receipt. In my practice if the patient cashes the check and does not pay bill, we notify insurance carrier bc in TN (at least) it is considered insurance fraud.

usc90grad · 03-09-2013, 10:21 AM

My auto insurance company mailed me an invoice for 17 cents once. The stamp alone costs more than that.

USC girl · 03-09-2013, 10:43 AM

Quote:

Originally Posted by johnnyb

is the dr part of the ins companys "network"?

This is more than likely your situation. The DR. is not in your network, therefore they send YOU the check and you're responsible for paying it.

FloydTheBarber · 03-09-2013, 10:49 AM

Yeah I've never had that happen- but then again I'm always goin to in-network doctors

AikenRooster · 03-09-2013, 07:28 PM

Quote:

Originally Posted by USC girl

This is more than likely your situation. The DR. is not in your network, therefore they send YOU the check and you're responsible for paying it.

OH NO, He is in the network...LOL, we have high deductible insurance...we have to go to the in network doctors

Captain9Dragons · 03-09-2013, 07:40 PM

not sure, but if you dont sign paperwork at the dr office assigning benefits to the dr, the ins co sends the money to you, idk

USC girl · 03-09-2013, 07:48 PM

Quote:

Originally Posted by AikenRooster

OH NO, He is in the network...LOL, we have high deductible insurance...we have to go to the in network doctors

Well ok then.

MEL · 03-09-2013, 10:49 PM

Sometimes rates change even if it's a little bit and your insurance co. will adjust the premium. If you are on the positive side, you get the reimbursement. When you call in for changes to your policy, that's also when you may get a check, or a bill. Regardless either way, you should get an endorsement statement from them explaining the change.

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03-08-2013, 02:20 PM	#1
AikenRooster Most hated poster. Male Join Date: Sep 2010 Location: The poor man's side of Aiken, SC Posts: 3,432 CockyCash: 100400	Stupid Question: why does the insurance company(sometimes) mail you a check? ...then you have to take the check up to the provider. Why didn't they just pay the provider, like they pay everyone else? I don't get it? __________________ "The future disappears into memory With only a moment between Forever dwells in that moment Hope is what remains to be seen Forever dwells in that moment Hope is what remains to be seen" Rush "The Garden"

03-08-2013, 08:52 PM	#4
johnnyb ΜΟΛΩΝ ΛΑΒΕ Male Join Date: Apr 2007 Location: He's Everywhere! Posts: 19,107 CockyCash: 1733579788	Re: Stupid Question: why does the insurance company(sometimes) mail you a check? is the dr part of the ins companys "network"? __________________ To argue with a man who has renounced the use and authority of reason is like administering medicine to the dead.

03-09-2013, 10:21 AM	#6
usc90grad Cum Laude Cock Male Join Date: Aug 2005 Location: Waxhaw, NC Posts: 38,256 CockyCash: 1880	Re: Stupid Question: why does the insurance company(sometimes) mail you a check? My auto insurance company mailed me an invoice for 17 cents once. The stamp alone costs more than that. __________________

03-09-2013, 10:49 AM	#8
FloydTheBarber Banned Male Join Date: Apr 2010 Location: Irmo Posts: 4,939 CockyCash: 500	Re: Stupid Question: why does the insurance company(sometimes) mail you a check? Yeah I've never had that happen- but then again I'm always goin to in-network doctors

03-09-2013, 07:40 PM	#10
Captain9Dragons Forest Grump Male Join Date: Jan 2009 Location: Erastus,NC Posts: 8,517 CockyCash: 24891820	Re: Stupid Question: why does the insurance company(sometimes) mail you a check? not sure, but if you dont sign paperwork at the dr office assigning benefits to the dr, the ins co sends the money to you, idk __________________

03-09-2013, 10:49 PM	#12
MEL RIP Feisty & C-Girl Female Join Date: Jul 2008 Location: A little town north of Atlanta Posts: 10,233 CockyCash: 3000500	Re: Stupid Question: why does the insurance company(sometimes) mail you a check? Sometimes rates change even if it's a little bit and your insurance co. will adjust the premium. If you are on the positive side, you get the reimbursement. When you call in for changes to your policy, that's also when you may get a check, or a bill. Regardless either way, you should get an endorsement statement from them explaining the change.

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